Insurance Risk Reduction

Make fire prevention easier for brokers and underwriters to understand

Insurance discounts are never automatic. But documented thermal monitoring can change the conversation. AVIAN helps facilities show where fire-risk zones are watched, how abnormal heat is escalated, and what action was taken before heat became a loss.

Application
1

Map

Identify critical zones

2

Monitor

Watch continuously

3

Respond

Route alerts to action

4

Document

Review with your provider

Up to 10%

Some facilities have reported premium reductions after adding stronger fire prevention controls. Actual insurance treatment depends on the provider, policy, facility, and risk profile.

Why insurers ask

A better risk story needs evidence, not just good intentions

Many industrial operators already care deeply about fire prevention. The challenge is proving that prevention is systematic, monitored, and documented in a way an insurance provider can evaluate.

Premiums and deductibles can rise when carriers do not see enough engineered prevention around high-value assets and combustible materials.

Manual rounds, handheld thermal checks, and smoke detection can leave gaps during nights, weekends, load changes, and unattended operation.

Risk engineers often need clear documentation of what is monitored, how alerts are handled, and whether corrective actions are closed.

A facility that can show continuous monitoring and response history has a stronger renewal packet than one relying on verbal descriptions alone.

Industrial team reviewing equipment and safety documentation in a manufacturing facility

Insurance file

Give the insurance conversation something concrete to review

The useful question is not whether thermal monitoring guarantees a discount. It does not. The useful question is whether your broker, carrier, or risk engineer can see stronger evidence that fire risk is being monitored and acted on before a loss.

Camera coverage for critical fire-risk and downtime-risk zones.

Thermal event records with timestamps, context, and response history.

Alert routing that shows who receives alarms and how quickly events escalate.

Corrective-action records that connect detection to maintenance, operations, or safety follow-up.

What our customers say

Industrial teams use AVIAN to catch heat problems before they become downtime or fire risk

“An outstanding decision for our mill”

Within just a few weeks their system identified several equipment issues before they turned into failures. That alone saved us significant downtime and paid for the system outright.

“Why Maple Rapids Lumber Mill Chose AVIAN for 24/7 Monitoring”
Ryan Grubaugh
Ryan GrubaughMaple Rapids Lumber MillGM & Mill Manager
“It helps us make our operations much safer”

AVIAN has developed a solution to a problem which probably affects everyone in the industry directly. For us, it is a great partnership as it helps us make our operations much safer and improves the monitoring process.

“How Schilliger Holz and Blumer Lehmann Restored Peace of Mind”
Ernest Schilliger
Ernest SchilligerSchilliger HolzManaging Director
“They represent a significant advance in fire protection”

The cameras give me peace of mind about the protection of my business. I can highly recommend AVIAN — the service and support during installation and operation is excellent.

Peter Wanner
Peter WannerWanner HolzCEO

What AVIAN documents

A risk-control record built from real thermal events

AVIAN is not just a camera on a wall. It is a monitoring system that can create the evidence brokers, underwriters, and internal safety teams ask for during renewal, risk review, and post-event analysis.

Coverage and controls

Show the zones, assets, and fire-risk areas monitored by fixed thermal cameras.

Alert escalation

Document how abnormal heat reaches operations, maintenance, safety, and on-call teams.

Event history

Keep thermal records, timestamps, context, and corrective actions tied to real events.

From monitoring to renewal

Turn fire prevention activity into an insurance-ready record

The insurance value comes from consistent proof: the system is installed, watched, used, and connected to a response process.

Map

Identify critical zones

Focus coverage on areas where heat can become fire, downtime, or a high-value claim.

Monitor

Watch continuously

Thermal cameras track visible equipment and material zones through shifts, nights, and weekends.

Respond

Route alerts to action

Escalate abnormal heat to the people who can inspect, stop, clean, isolate, or repair.

Document

Review with your provider

Use coverage plans, event logs, and corrective actions to support broker and underwriter discussions.

FAQ

Questions teams ask before they deploy AVIAN

Can AVIAN guarantee an insurance premium discount?

No. Insurance credits, premium reductions, deductibles, exclusions, and coverage decisions depend on the carrier, broker, policy, facility, industry, loss history, and the rest of the site's fire protection program. AVIAN can help document risk controls, but the insurer makes the underwriting decision.

What insurance benefit have customers seen?

Some customers have received insurance credits or premium reductions after installing AVIAN. In one public customer story, Maple Rapids received an insurance credit that covered around 90% of the system cost on an annualized basis. Results vary by provider and facility.

What should we share with a broker or risk engineer?

Share the monitored zones, camera coverage plan, alert escalation workflow, event logs, corrective actions, maintenance records, and any integration with PLCs, shutdown logic, suppression, or site response procedures.

Is AVIAN a replacement for sprinklers or code-required systems?

No. AVIAN is an early-warning thermal monitoring layer. Code-required alarms, sprinklers, suppression, electrical maintenance, and life-safety systems remain part of the facility's fire protection program.

Why do insurance providers care about thermal monitoring?

Industrial losses often begin as abnormal heat: friction, electrical resistance, battery heat, retained material heat, or smoldering material. Continuous thermal monitoring gives teams a way to detect and document those conditions before smoke, flame, suppression, or a claim.